Atal Pension Yojana

अटल पेंशन योजना

Benefit₹1,000 – 5,000 / month pension

Who is eligibleBank account holder aged 18–40

Ministry / Dept.PFRDA / Dept. of Financial Services

Last dateBefore age 40

What is the scheme?

Atal Pension Yojana gives people in the unorganised sector a guaranteed monthly pension after age 60.

Key Benefits

₹1,000–₹5,000 monthly pension after 60
Contribution depends on age & pension chosen
Spouse gets pension on subscriber's death

Eligibility (Who can apply?)

Age 18–40
Active savings account
Income-tax payers not eligible

Documents Required

Aadhaar
Bank account
Mobile number

How to Apply

Fill the APY form at your bank/post office
Choose the pension amount
Give auto-debit consent

Apply on the official portal →

Frequently Asked Questions

How much contribution?Depends on age & pension amount.

When does pension start?From age 60.

Exit early?As per rules.

Stay alert — avoid fraud: Genuine government schemes are always free or officially subsidised. Never pay an agent, never download APKs from unknown links, and never share your bank/OTP details. Apply only through official .gov.in portals.