Home › Ayushman Bharat (PM-JAY)
🏥CentralAyushman Bharat (PM-JAY)
आयुष्मान भारत प्रधानमंत्री जन आरोग्य योजना
Benefit₹5 lakh / family / year
Who is eligibleEconomically weaker families & all 70+ seniors
Ministry / Dept.Ministry of Health & Family Welfare
Last dateOpen / ongoing
What is the scheme?
Ayushman Bharat PM-JAY is the world's largest health insurance scheme, giving eligible families up to ₹5 lakh of free hospital treatment per year.
Key Benefits
- Up to ₹5 lakh free treatment per family per year
- Cashless at govt & empanelled private hospitals
- Pre- and post-hospitalisation costs covered
- All 70+ seniors eligible
Eligibility (Who can apply?)
- Families in the SECC 2011 list
- All senior citizens aged 70+
- No cap on family size or age
Documents Required
- Aadhaar card
- Ration card
- Mobile number
How to Apply
- Check eligibility on pmjay.gov.in
- Create card via Ayushman App e-KYC
- Get card made at CSC or empanelled hospital
- Show card at the time of treatment
Frequently Asked Questions
What treatments are covered?1900+ procedures — surgery, medicines, ICU etc.
How to get the card?Free via Ayushman App or CSC.
Private hospitals?Yes, at empanelled private hospitals too.
Stay alert — avoid fraud: Genuine government schemes are always free or officially subsidised. Never pay an agent, never download APKs from unknown links, and never share your bank/OTP details. Apply only through official .gov.in portals.