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🏠CentralPradhan Mantri Awas Yojana
प्रधानमंत्री आवास योजना (शहरी + ग्रामीण)
Benefit₹1.20 – 2.50 lakh support
Who is eligibleEWS/LIG families without a pucca house
Ministry / Dept.Min. of Housing & Urban Affairs / Rural Development
Last dateCheck on portal
What is the scheme?
PM Awas Yojana aims for 'Housing for All' — both urban (PMAY-U 2.0) and rural (PMAY-G) give eligible families financial help to build a pucca house.
Key Benefits
- ~₹1.20 lakh (plains)/₹1.30 lakh (hilly) for rural construction
- Interest subsidy/assistance in urban
- Linked to basic amenities
Eligibility (Who can apply?)
- Those without a pucca house
- EWS/LIG/MIG income groups
- No pucca house in the family already
Documents Required
- Aadhaar
- Income proof
- Bank account
- Job card (rural)
How to Apply
- Urban: pmaymis.gov.in
- Rural: pmayg.nic.in / Gram Panchayat
- Get your name added in the eligibility survey
- Apply via CSC too
Frequently Asked Questions
Urban vs rural?Urban gives interest subsidy; rural gives construction aid.
Renters?PMAY-U 2.0 has options.
Status?Track on the portal.
Stay alert — avoid fraud: Genuine government schemes are always free or officially subsidised. Never pay an agent, never download APKs from unknown links, and never share your bank/OTP details. Apply only through official .gov.in portals.