PM Fasal Bima Yojana

प्रधानमंत्री फसल बीमा योजना

BenefitInsurance payout on crop loss

Who is eligibleFarmers growing notified crops

Ministry / Dept.Ministry of Agriculture & Farmers Welfare

Last dateBefore the crop-season cut-off

What is the scheme?

PM Fasal Bima Yojana gives farmers insurance cover against crop loss from natural calamities, at a very low premium.

Key Benefits

Payout for loss from disaster, pests & disease
Farmer premium — Kharif 2%, Rabi 1.5%, commercial 5%
Govt bears the rest of the premium

Eligibility (Who can apply?)

Notified crop in a notified area
Both loanee & non-loanee farmers
KCC farmers auto-enrolled

Documents Required

Aadhaar
Land/sowing proof
Bank account
Crop details

How to Apply

Enrol via pmfby.gov.in or bank/CSC
Give crop & area details
Pay the premium
Report loss within 72 hours

Apply on the official portal →

Frequently Asked Questions

Premium?Kharif 2%, Rabi 1.5%.

On loss?Report within 72 hours.

Mandatory?Auto for KCC loanees; voluntary otherwise.

Stay alert — avoid fraud: Genuine government schemes are always free or officially subsidised. Never pay an agent, never download APKs from unknown links, and never share your bank/OTP details. Apply only through official .gov.in portals.