Home › Bihar Student Credit Card
💳BiharBihar Student Credit Card
बिहार स्टूडेंट क्रेडिट कार्ड
BenefitEducation loan up to ₹4 lakh
Who is eligible12th-pass Bihar students (for higher studies)
Ministry / Dept.Education Dept. / 7 Nischay, Bihar
Last dateOpen / ongoing
What is the scheme?
A Bihar government scheme (MNSSBY) giving up to ₹4 lakh loan for higher education, so that lack of money doesn't stop anyone's studies.
Key Benefits
- Up to ₹4 lakh loan for higher education
- Govt bears interest during the course (effective interest very low/zero)
- For fees, books, laptop and more
- Collateral-free
Eligibility (Who can apply?)
- Permanent resident of Bihar
- Passed 12th
- Usually up to age 25 at the time of applying
- Admission in a recognised institution
Documents Required
- Aadhaar & ID
- 12th marksheet
- Admission/institution proof
- Income proof
- Bank passbook
How to Apply
- New Registration on 7nishchay-yuvaupmission.bihar.gov.in
- Choose BSCC and fill the form
- Get documents verified at the DRCC
- On approval, loan is disbursed via bank
Frequently Asked Questions
How much loan?Up to ₹4 lakh.
Need collateral?No.
Age limit?Usually up to 25 years.
Stay alert — avoid fraud: Genuine government schemes are always free or officially subsidised. Never pay an agent, never download APKs from unknown links, and never share your bank/OTP details. Apply only through official .gov.in portals.