Ayushman Bharat SEHAT

आयुष्मान भारत सेहत

Benefit₹5 lakh / family / year (universal)

Who is eligibleAll resident families of J&K

Ministry / Dept.Health Department, J&K / NHA

Last dateOpen / ongoing

What is the scheme?

Jammu & Kashmir's universal health scheme — every resident family gets up to ₹5 lakh cashless treatment regardless of income (an extension of PM-JAY).

Key Benefits

₹5 lakh cashless treatment per family
No income limit — universal cover
SEHAT/Golden card
Empanelled hospitals nationwide

Eligibility (Who can apply?)

Permanent resident family of J&K
No income/category condition
Domicile & Aadhaar

Documents Required

Aadhaar
Domicile/residence proof
Ration card (if any)

How to Apply

Get a SEHAT card at a nearby CSC or empanelled hospital
Provide Aadhaar & residence proof
Cashless treatment

Apply on the official portal →

Frequently Asked Questions

How much cover?₹5 lakh/family/year.

Income limit?No — for everyone.

Card?SEHAT/Golden card.

Stay alert — avoid fraud: Genuine government schemes are always free or officially subsidised. Never pay an agent, never download APKs from unknown links, and never share your bank/OTP details. Apply only through official .gov.in portals.