Home › PM Jeevan Jyoti Bima Yojana
❤️CentralPM Jeevan Jyoti Bima Yojana
प्रधानमंत्री जीवन ज्योति बीमा योजना
Benefit₹2 lakh life insurance
Who is eligibleBank account holders aged 18–50
Ministry / Dept.Dept. of Financial Services
Last dateAnnual renewal
What is the scheme?
PMJJBY gives life insurance at a low premium — ₹2 lakh to the family on death from any cause.
Key Benefits
- ₹2 lakh on death from any cause
- Low annual premium
- Financial security for the family
Eligibility (Who can apply?)
- Age 18–50
- Savings account
- Aadhaar-linked
Documents Required
- Aadhaar
- Bank account
- Consent form
How to Apply
- Enable via bank/net banking
- Add a nominee
- Give auto-debit consent
Frequently Asked Questions
Which deaths?Both natural and accidental.
After 50?Cover can continue to 55.
Both schemes?Yes, can hold both.
Stay alert — avoid fraud: Genuine government schemes are always free or officially subsidised. Never pay an agent, never download APKs from unknown links, and never share your bank/OTP details. Apply only through official .gov.in portals.