PM SVANidhi

पीएम स्वनिधि योजना

BenefitWorking capital up to ₹50,000

Who is eligibleUrban street vendors

Ministry / Dept.Ministry of Housing & Urban Affairs

Last dateOpen / ongoing

What is the scheme?

PM SVANidhi gives urban street vendors collateral-free working-capital loans, with interest subsidy on timely repayment.

Key Benefits

Stepped loan: ₹10k → ₹20k → ₹50k
7% interest subsidy on timely repayment
Cashback on digital transactions
Collateral-free

Eligibility (Who can apply?)

Urban street vendor
Vending certificate/survey ID
Surveyed by the ULB

Documents Required

Vending certificate/survey ID
Aadhaar
Bank account

How to Apply

Apply at pmsvanidhi.mohua.gov.in / CSC
Verify vendor identity
Choose the loan step

Apply on the official portal →

Frequently Asked Questions

First time?Up to ₹10,000.

Interest subsidy?7% on timely repayment.

Not in survey?Get identity from the ULB.

Stay alert — avoid fraud: Genuine government schemes are always free or officially subsidised. Never pay an agent, never download APKs from unknown links, and never share your bank/OTP details. Apply only through official .gov.in portals.